Rob Torrance B.Sc.
Investment Funds Advisor
Safeguarding your family’s financial future
Well-Advised Newsletter
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Invest wisely and sleep well at night
October 12, 2018 • Financial Planning, Investment Planning
If you want to sleep well even when markets are volatile, you must invest according to your own risk tolerance. It’s one of the most important factors in investing. Also important, however, is that risk tolerance isn’t something you set and forget. It can change over time because of personal experiences or evolving life situations.
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The smart way to view an expected inheritance
October 12, 2018 • Financial Planning, Retirement Planning
It’s tempting to count on an expected inheritance as money in the bank – but it doesn’t always work out so perfectly. Anyone’s parent or parents could encounter situations or challenges that jeopardize the legacy they wish to leave to their children.
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Factor the new longevity into your financial plans
October 12, 2018 • Financial Planning
Imagine, you might enjoy a retirement of 30 years, even longer. Here are some of the financial planning areas affected by the new longevity.
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Should you open the bank of Mom and Dad?
June 15, 2018 • Financial Planning
When it comes to helping children financially, there are no financial planning rules to follow. What works perfectly for one family might be unthinkable for another. There are, however, important factors to consider, which can guide you in making a decision.
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Plan now for year-end to-dos
September 24, 2017 • Financial Planning
Why wait for the busy holiday season to take care of your end-of-year financial tasks, like charitable donations and RRSP top-ups? These simple steps can help reduce stress by giving you a head start on your financial to-do list. Read more…
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Simplify your financial life
September 24, 2017 • Financial Planning
Have investments spread out across different financial institutions? You’re not alone. But instead of trying to juggle different accounts, statements and fees, consider how consolidating your investments in one spot can bring you closer to your goals. Read more…
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Saving for your kids’ education? It may cost more than you think
June 24, 2017 • Financial Planning
Costs for post-secondary education vary widely depending on location, type of program and level of study. To give your child maximum flexibility, you’ll want to save as much as you can. And Registered Educations Plans (RESPs) aren’t the only way to do it Read more…
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A financial plan helps protect you from the unexpected
March 25, 2017 • Financial Planning
Life is full of surprises — sometimes good, sometimes not so good. Your flexible financial plan helps you stay on track to reach your goals no matter what happens. Read more…
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Solving the spending versus saving dilemma
March 25, 2017 • Financial Planning
Spend now or save for tomorrow? It’s the perennial question for every investor — and a source of heated debate for many couples. There’s no right or wrong answer, but there is a balance that’s right for you. Read more…
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Diversification – the confidence factor
December 25, 2016 • Financial Planning
Every new year, investment experts come out with predictions on which markets will outperform over the next 12 months. But financial markets are unpredictable — which is why it makes sense to spread the risk by diversifying. Read more…
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